Volume: 2 Issue: 2
Year: 2025, Page: 5-8, Doi: https://doi.org/10.70968/ijeaca.v2i2.D102
Received: July 10, 2025 Accepted: Nov. 9, 2025 Published: Dec. 10, 2025
The rapid proliferation of India’s digital financial infrastructure has fostered unprecedented financial inclusion, yet it has inadvertently created a lucrative landscape for "Digital Arrest" scams. This paper investigates the behavioral mechanisms that render consumers susceptible to authority impersonation and legal threats. Utilizing a primary dataset of 250 respondents, we identify a critical discrepancy between theoretical digital literacy and actual emotional resilience. Empirical findings demonstrate that acute neurobiological triggers effectively neutralize formal education, leading to systemic security failures. We align our findings with multi-layered AI-driven defenses—specifically Behavioral Biometrics and Graph Neural Networks (GNNs)—to advocate for autonomous transaction interdiction. This study concludes that a shift from user-vigilance to system-centric protection is essential to mitigate the impact of these evolving transnational threats.
Keywords: A Data-Driven Study of Consumer Vulnerability and Behavioral Responses to Digital Arrest Scams in India and the Role of Data Analytics in Fraud Prevention
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© 2025 Ghodake. This is an open access article distributed under the terms of the Creative Commons Attribution License, which permits unrestricted use, distribution, and reproduction in any medium, provided the original author and source are credited.
Ghodake S. A Data-Driven Study of Consumer Vulnerability and Behavioral Responses to Digital Arrest Scams in India and the Role of Data Analytics in Fraud Prevention. 2025; 2(2):5-8. https://doi.org/10.70968/ijeaca.v2i2.D102